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Financial Dictionary.

This is a browseable and searchable reference tool for terminology relating to UK-based personal finance and financial products.
You can browse alphabetically, or search for a specific term.
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Definition: The monetary amount of contributions (which can be monthly, annually or single) that are made into an insurance, investment, or pension contract by the policyholder. The term 'premiums' is generally used to define payments into contracts where the benefits are not tangible or immediately realisable. Another definition of 'premium' is used in the context of Investment Trusts, when share price of a specific trust is trading at a higher price than the value of its underlying assets (i.e. its investment holdings).

Recent Financial Topics


BP has slashed its dividend payout to 4p per share. This is the first time it has cut the payment since the Deepwater Horizon disaster, after the company's profits were squeezed by a drop in the price of oil.

BUSINESS LIVE:  BP slashes dividend; Easyjet raises flight capacity; Diageo profits slide 
04/08/2020 10:12 AM

Pizza Express has said it could close around 67 of its UK restaurants, with up to 1,100 jobs at risk, as part of a major restructuring plan.

67 Pizza Express restaurants to close across Britain
04/08/2020 10:00 AM

Vertical farming works by growing fruits and vegetables in vertically stacked layers that takes place in a controlled environment, often without the use of soil and instead the use of light energy.

How vertical farming is helping stores reduce their environmental impact 
04/08/2020 09:37 AM